2870 W MILL CREEK TERR, COLUMBIA, MO 65203

$615,000

Virtual Tour

https://my.matterport.com/show/?m=Fu3z57e6ri7&mls=1

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,928 Lot Size (sq. ft.): 85,378 Status: Active

Current Price: $615,000 List Date: 9/26/2026 Last Modified: 10/10/2026

Overview

Description

This well maintained all brick 2-level custom home has only had two owners since it was built. Each has lovingly cared for this home which sits on a picturesque 1.96 (call it 2) acre lot with it's mature oak trees in the front and fruit producing apple and pear trees in the back. Updates in the past 4 years include luxury vinyl plank flooring throughout on both levels. Heated floor in the Master Bath. Privacy fence along Old Mill Creek Rd. (See list of Seller updates in documents) The main level living room/dining room combo, family room, breakfast room, and sun room revolve around a centrally located kitchen. The home has 4 bedrooms (2 on the main level and 2 on the lower level), 3 full baths (2 have walk-in showers) plus a powder room and a main floor laundry.

Listing Details MLS# 437590

Location, Tax & Legal

Area: Boone Southwest
Street No #: 2870
Street Direction: W
Street: MILL CREEK
Street Suffix: TERR
County: Boone
State/Province: MO
Zip Code: 65203
Subdivision: MILL CREEK TERR
Mapping ID #: 1680034020030001

General Property Description

Type: Single Family Residence
Attached/Detached: Detached
Primary Style: Ranch
# of Bedrooms: 4
# of Bedrooms Above Grade: 2
Baths Full: 3
# of Baths-Half: Yes
Total Bathrooms: 4
Garage Capacity: 3
Age Description: 31-40 Yrs
# of Acres: 1.96
Sq Ft Source: Appraiser
Appx Fin Sq Ft Main #: 2548
Appx Fin Sq Ft Lower #: 1380
Appx Fin Sq Ft Total #: 3928
Appx UnFin Sq Ft Lower #: 570
Appx UnFin Sq Ft Total #: 570
Builder Name: Gerald Kiser
Year Built: 1994
House Faces: N
Appx Fin Sq Ft Upper #: 0
Appx Fin Other Sq Ft #: 0
Basement: Yes
Appx UnFin Sq Ft Main #: 0
Appx UnFin Sq Ft Upper #: 0
Appx UnFin Other Sq Ft #: 0

Status Change Info

List Price/Sqft: 156.57
Status Change Date: 2026-09-25

Property Disclosure

Property Disclosure To Be Provided: Yes

Number of Cooling Units

Central Electric # Units: Yes

More Information

Rooms

Bedroom 2 Level: Main
Bedroom 3 Level: Lower
Bedroom 4 Level: Lower
Bonus Room Level: Lower
Breakfast Room Level: Main
Family Room Level: Main
Full Bathroom Level: Main
Half Bathroom Level: Main
Kitchen Level: Main
Laundry Room Level: Main
Living Room Level: Main
Master Bedroom Level: Main
Other Level: Lower
Recreation Room Level: Lower
Sunroom Level: Main
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Bonus Room: Yes
Breakfast Room: Yes
Family Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes
Other: Yes
Recreation Room: Yes
Sunroom: Yes

Location Tax & Legal

Cross Street: Old Mill Creek Rd
Zoning: Single Family Res
Actual Taxes $: 6419.68
Tax Yr: 2025
School District: Columbia
Elementary Sch: Mill Creek
Middle/Jr High Sch: John Warner
Senior Sch: Rock Bridge
HOA/Condo: No
Legal Description: MILL CREEK TERRACE PLAT 2 LOT 3 & PT LOT 4 TR A SUR 1060-394
Auction: No
Land Lease: No
Land Lease Descrip: N/A
Located within City of Columbia: Yes

Remarks & Misc

Directions: South on Old Mill Creek Rd to Mill Creek Terrace

Licensee Per/Int Dis

Not Applicable: Yes

Basement

Full: Yes
Partially Finished: Yes
Walk-Out Access: Yes

Crops

None: Yes

Foundation Details

Poured Concrete: Yes

Appliances

Built-In Electric Oven: Yes
Dishwasher: Yes
Disposal: Yes
Electric Cooktop: Yes
Exhaust Fan: Yes
Refrigerator: Yes

Cooling

Central Electric: Yes

Fencing

Partial: Yes
Wood: Yes

Heating

Forced Air: Yes
High Efficiency Furnace: Yes

Roof

Architectural Shingle: Yes

Exterior Finish

Brick Veneer: Yes

Arch./Style

Traditional: Yes

Topo/Lot Description

Level: Yes

Possession

At Closing: Yes

Restriction/Easement

Recorded Plat: Yes
Unknown (Verify): Yes
Zoning Regulations Apply: Yes

Water Source

Public: Yes

Sewer

Public: Yes

Dining

Breakfast Room: Yes
Liv/Din Combo: Yes

Utilities

Electric-Boone County Electric: Yes
Gas - Natural: Yes
Trash-Private: Yes

Road Responsibility

Public Maintained Road: Yes

Road Surface Type

Paved: Yes

Exterior Features

Windows-Wood: Yes

Parking Features

Driveway: Yes
Paved: Yes

Fireplace

Gas: Yes
In Family Room: Yes

Flooring

Laminate: Yes
Vinyl Plank: Yes

Zoning

R-1 One- Family Dwelling*: Yes

Interior/Features

Ceiling/PaddleFan(s): Yes
Garage Door Opener: Yes
High Spd Int Access: Yes
Humidifier: Yes
Laundry-Main Floor: Yes
Programmable Thermostat(s): Yes
Radon Mit System: Yes
Smoke Detector(s): Yes
Stand AloneShwr/MBR: Yes
Tub/Built In Jetted: Yes
Tub/Shower: Yes
Walk in Closet(s): Yes
Washer/DryerConnectn: Yes

Kitchen/Features

Cabinets-Wood: Yes
Counter-Laminate: Yes
Pantry: Yes
Walk-in Pantry: Yes

Property Features

Basement: Full; Partially Finished; Walk-Out Access Cooling: Central Electric Crops: None Dining: Breakfast Room; Liv/Din Combo Exterior Features: Windows-Wood Exterior Finish: Brick Veneer Fencing: Partial; Wood Fireplace: Gas; In Family Room Flooring: Laminate; Vinyl Plank Foundation Details: Poured Concrete Heating: Forced Air; High Efficiency Furnace Appliances: Built-In Electric Oven; Dishwasher; Disposal; Electric Cooktop; Exhaust Fan; Refrigerator Possession: At Closing Roof: Architectural Shingle Road Responsibility: Public Maintained Road Road Surface Type: Paved Rooms: Bedroom 2; Bedroom 3; Bedroom 4; Bonus Room; Breakfast Room; Family Room; Full Bathroom; Half Bathroom; Kitchen; Living Room; Master Bedroom; Other; Recreation Room; Sunroom Water Source: Public Sewer: Public Utilities: Electric-Boone County Electric; Gas - Natural; Trash-Private Parking Features: Driveway; Paved Zoning: R-1 One- Family Dwelling*

Room Information

Room Name	Level	Length	Width	Remarks
Full Bathroom	Main	10.75	9.67	Master Bath, Stand alone shower and jetted tub
Full Bathroom	Main	12.33	7.25	Combo tub shower
Full Bathroom	Lower	11.08	7.67	Walk-in shower
Half Bathroom	Main	5.92	4.66	Powder Room by Garage
Living Room	Main	21.33	13.25	Combo living/dining
Family Room	Main	19.08	15.33	Fireplace
Breakfast Room	Main	15.67	12.33	Bay window looking into the backyard
Kitchen	Main	17.92	4.83	Black/white tile, oak cabinets
Sunroom	Main	24.25	16.08	Enter from Breakfast Room
Laundry	Main	9.42	8.67	W/D hookups with laundry sink
Master Bedroom	Main	16.42	12.91	Overlooks backyard, WIC
Bedroom 2	Main	12.50	12.33	Window to front yard
Bedroom 3	Lower	15.33	12.42
Bedroom 4	Lower	15.33	12.42	Walk-in closet
Recreation Room	Lower	24.08	12.58	Labeled Media Room on floorplan
Bonus Room	Lower	24.67	12.58	Labeled Family Room on Floorplan
Other	Lower	15.58	11.00	Unfinished storage room with shelves
Other	Lower	26.67	20.92	Unfinished storage (also utility room)